![]() ![]() You - We need to know your full name, date of birth and whether you’ve made any claims on any other home insurance policies in the past five years. Alternatively, we can cover you for both property and contents with our combined policy. ![]() What you need - Are you looking for buildings cover, contents cover, or both? If you’re interested in just insuring your property, or just the contents inside your property, then you can select the respective individual policies. You and your family's personal legal liability as an employer to domestic employees – up to £10 million You and your family's personal legal liability as individuals, and as occupier of your home and its land – up to £5 million If you are liable for any damages as a tenant – up to £20,000 Loss or damage to documents in the home – up to £2,500 (deeds, bonds and securities) Loss of food resulting from appliance fault – £250 John Lewis e-card (maximum two claims p/a) Unspecified personal possessions in transit – up to £1,000 Personal effects of dependent relatives in a nursing home – up to £2,500 Personal effects of visitors up to £2,500, and domestic staff in your home, up to £1,000 Theft of items from garages and other outbuildings on your property – up to £5,000 Loss of or damage to cash in your home – up to £1000 £50 per card to cover charges from unauthorized transactions – up to £1,000 ![]() Utility or fuel charges from accidental loss ![]()
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